Additional Insurance Coverage Issues
Under California law, our motorcycle accident clients may be entitled to payment of medical bills, future medical bills, lost wages, loss of future earnings, out-of-pocket expenses, vocational rehabilitation and training, and general damages including, but not limited to, pain, suffering, inconvenience, disability.
However, we sometimes incur coverage issues as to limitations of coverage which require the expertise and additional work of a qualified California motorcycle law firm. At times, we run into issues where the driver at fault carries only $10,000.00 in property damage coverage. However, the cost of repairs to the motorcycle are $7,000.00 and the cost of repairs to the defendant's vehicle, or party at fault's vehicle, are $6,000.00. As such, the total property damage claims exceed the driver at fault's property damage limits. In cases like this, an aggressive motorcycle lawyer is needed to obtain the maximum property damage coverage for their client.
Do not let the insurance company simply pay their insured's property damage claim first and give you the remaining balance, requiring you to pay a property damage release saying this is all there is. There are other alternatives, including negotiating to obtain the maximum recovery, not settling and moving forward with trial, arbitration, or settling the entire claim, or filing a separate lawsuit to recover your entire property damage.
There are many other insurance coverage issues that may or will arise during any motorcycle accident claim. A competent and qualified motorcycle accident injury lawyer will assist you and provide proper legal representation to examine, investigate, and obtain insurance coverage.
